Michael has worked with Mazda for 7 years, covering Mazda’s Self-Financed wholesale solutions across 12 markets, including responsibility for funding and credit risk for Germany, Italy, Netherlands and Benelux in conjunction with local risk staff and central teams.

Prior to joining Mazda, Michael worked for 10 years with Jaguar Land Rover, as Head of Wholesale Financing Risk, responsible for JLR's Global Wholesale Financing activities and bank partnerships across key regions including US, China, UK, Europe, South Africa, Brazil and Russia.

Michael began his automotive finance career with GMAC, where he spent 14 years, beginning in a temporary role within Vauxhall Financing, and culminating in the role of European Operations Manager.